Plano Auto Insurance: Looking For A Great Deal?
June 8, 2010Plano Auto Insurance: Are You Paying Too Much For Auto Insurance?
May 26, 2010
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Plano Auto Insurance: Keep You and Family Insured
May 11, 2010
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Plano Auto Insurance: Auto Accident Forgiveness
May 11, 2010
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Plano Auto Insurance: Get your Quote and Sign Up Today
May 3, 2010
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Plano Auto Insurance Definitions
April 27, 2010Have you ever wondered what some of the words you find in your Plano auto insurance policy, or insurance cards mean? The Clements Insurance Group, LLC, team of agents have conveniently defined the more important ones you will come across and should know.
Plano Auto Insurance Definitions
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Actual Cash Value (ACV)
The value of your property, based on the current cost to replace it minus depreciation.
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Bodily Injury (BI)
Physical injury to a person.
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Deductible
The amount the insured must pay in a loss before any payment is due from the company.
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Depreciation
When an item´s value is lowered because of use or wear and tear.
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Endorsement
When attached to a policy, this written agreement expands or limits benefits otherwise payable under the policy. Also known as a “rider.”
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Gap Insurance
This pays the difference or “gap” between the actual cash value of a vehicle and any unpaid amount on the loan. Some gap policies may also cover the deductible.
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Liability Insurance
When you cause an accident, this pays for injuries to the other party and damages to the other vehicle. Also pays for accidents caused by someone covered by your policy, including someone driving your car with your permission.
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Liability Limits
The maximum amount your liability policy will pay. Higher liability limits can be purchased for an additional premium.
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Property Damage (PD)
Physical damage to property.
If you have any questions or comments do not hesitate to reach out to us at the Clements Insurance Group Contact Us page.
Plano Auto Insurance: Are You Getting All Your Discounts?
April 22, 2010Does your current auto insurance company provide forgiveness? How about new car replacement or gap coverage? It’s important to know the details of your policy.
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Plano Auto Insurance: Clements Insurance Group Weblog/Blog
April 21, 2010Your Premier Plano Auto Insurance Quotes Provider.
Clements Insurance Group, LLC, is a Texas Auto Insurance agency. We help clients in the Plano, Texas area. Our Plano, Texas, staff help new and existing clients with their auto insurance needs and more.
Clements Insurance Group, LLC, staff has a deep well of talent, knowledge and qualifications to guide clients through their auto insurance and overall financial needs. We’re not one of those save-you-money shops with the cute commercials. We’ve been in the business for years, offering you a full scale of property insurance products. Knowing you’re covered and ready for the unexpected is great peace of mind.
Clements Insurance Group, LLC, staff make themselves available 24/7. Superior service and expert advice while saving you money? Yes, it can be done. And when you need us, we’re only a phone call away. Our 24-hour customer service line is answered by someone who understands the industry and can lend needed support. Imagine that. We’re also open for Saturday appointments.
Our Plano auto insurance staff have helped thousands of clients. We are here to help our friends and neighbors in the Plano, Texas area.
There’s a difference between winning your business and earning your business. Like a family, we’re standing by to guide you. Clements Insurance Group, LLC, understands that protecting yourself and your family is serious business. That’s why we pride ourselves on providing you with the best Plano auto insurance quotes available.
To learn more about the types of auto insurance policies we can offer, call our offices today at 877.710.1012 and speak to an agent, or visit our Plano Auto Insurance Areas on our website.